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Do You Know What Your Homeowners Insurance Covers?
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Aside from basics like fire damage, there are some surprising things that homeowners
Insurance might cover it. In today’s Service For Life! Free consumer newsletter, you’ll learn
about policies and add-ons that cover everything from spoiled food to a bear attack.
You’ll also learn about how to avoid some common vacation rental scams, tips you can use to reduce your blood pressure, and the second part of our weekly cleaning routine—plus fun facts, a trivia challenge, and lots more.
Finally, I want you to know that you may call me for any reason. And please let me know if a
A friend, family member, or neighbor needs a caring, competent real estate professional to help in buying or selling.
I truly appreciate your friendship and referrals. Enjoy your issue!
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David Norris
President/CEO CalDre: 02001662
The Norris Group @ Miramar International
(661) 829-0367
dnorrisrealtor@gmail.com
www.TheNorrisGroupInc.com
P.S. When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people getting married soon and looking to buy their first home, and you can tell them about my Free Consumer Report: “Top 10 First-Time Homebuyer Mistakes To Avoid.” You’ll be helping them start marriage off by avoiding costly mistakes when buying and financing their home. You can call me at (661) 829-0367 to request a copy
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Learn How To Maximize The Value Of Your Home
Did you know there’s a free consumer report showing what to fix to net the
most value for your home? It’s called “Make Your Home Show Like A
Model Without Breaking The Bank” and it’s an essential guide to
homeowner profits. Simply call me to get a free copy (661) 829-0367
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6 Surprising Things Homeowners Insurance May Cover
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Once upon a time, basic homeowners insurance only applied in the event of a house fire. Today, there are seemingly endless options for add-ons that may mean your homeowners insurance policy covers anything from sour milk to a slander lawsuit.
Here are some surprising things your homeowners insurance may cover—and if you’re not sure, be sure to check with your insurance provider and read your policy carefully.
1. Spoiled Food: If you lose power for days with a full fridge, some policies may cover some of the expenses to replace spoiled food.
2. Lodging Expenses: If an event covered by your homeowners insurance causes damages that force you to live elsewhere for a time, some hotel and dining expenses are often covered.
3. Wildlife Damage: If your mountain cabin is damaged by a bear or some other wild animal, this should be covered. If it’s a squirrel, though, it probably won’t be.
4. Personal Belongings Outside the Home: If you’re carrying some of your jewelry (for instance) outside your home and it’s stolen or lost, it’s likely still covered. This may also be true of your kids’ personal belongings while they’re living in a college dorm, depending on their ages.
5. Legal Expenses: If a neighbor’s child gets hurt using your trampoline and the neighbor decides to sue, the liability coverage on some policies should cover this. Some even apply to slander and libel lawsuits.
6. Identity Theft: If your identity is stolen, some policies cover part of
the expense needed to fix the situation and restore your credit.
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Would You Like To Know How MuchYour Neighbor's Home Listed Or Sold For?
Maybe you’re just curious. Or maybe you want to know how much your
home is worth. Either way, I can help…with no “sales pitches” or run arounds. Call me at (661) 829-0367 and I'll give you all the details.
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Why I Support THE TUNNEL TO TOWERS FOUNDATION AND BREAKTHROUGH T1D?
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I served over 25 years in local law enforcement with the Bakersfield Police and Kern County Sheriff's Office, retiring as a sergeant. Many colleagues and friends, including an officer in a Wasco SWAT standoff, lost their lives in the line of duty on July 25, 2021. The Tunnel to Towers Foundation paid off the family’s mortgage as part of its Fallen First Responder Home Program. My son Mason, diagnosed with Type 1 Diabetes in 8th grade, relies on daily insulin. We support both Tunnel to Towers and the The Breakthrough T1D (JDRF) by donating a portion of our income. Learn more at t2t.org and breakthrought1d.org.!
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Would You Like To Know How Much Your Neighbor's
Home Listed Or Sold For?
Maybe you’re just curious. Or maybe you want to know how much your
home is worth. Either way, I can help…with no “sales pitches” or run-arounds. Call me at (661) 829-0367 and I’ll give you all the facts.
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Create A Cleaning Routine, Pt.2
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We covered a house cleaning routine for Monday-Wednesday last month, so here’s our suggested list for Thursday-Saturday—Sunday is your day to relax! Again, adjust as needed to find what works for you. You’re more apt to stick with a schedule if it suits you.
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Thursday: Floors: Clear floors of toys, shoes, and other clutter so you can sweep, vacuum, and mop thoroughly. This isn’t a day for spot-cleaning or vacuuming
around piles.
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A Heartfelt Message To My Special
Clients And Friends...
I want to share a little secret with you. I don’t spend my time cold calling or pestering people for business. Instead, I focus 110% of my efforts on giving such outstanding service that people naturally think of me when a friend, neighbor or family member needs a caring and competent REALTOR®.
I would like to take a moment to acknowledge and thank a few of the special people in my life who’ve helped build my business with their enduring support and referrals. I couldn’t do it without you!
This month’s Client Of The Month is Marcus and Courtney H
You might be my next Client Of The Month too! Watch for your name here in an upcoming month.
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PATTON WAY
SOLD FOR $660,000
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Roehampton Ave
Sold in 24 hours for $10,000 over ask
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Maurissa Ct
SOLD FOR $540,000 and I save my buyer $10,000
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Q: How do I get the best home for the lowest price?
A:Price is only one of several factors to consider when you purchase a home.
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Preferences: Make two lists with one outlining your needs and the
other a list of your wants. Compare lists with other members of your
family so you are agree on what’s important before you start looking.
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Budget: Get pre-approved by a qualified loan officer before your
search to find out what monthly mortgage payment is possible given
your debt and income.
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Location: The “best” price is usually not the cheapest price.
Desirable locations demand higher prices. But communities with
higher prices also often retain their value the best.
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Negotiation: Inexperienced buyers sometimes want to “lowball”
their initial offer. Too often they end up disappointed for a variety of
reasons such as competition with other buyers, a negative reaction
from the seller, and the need to start all over again if negotiations fail
If you want to learn more, ask about my free consumer report titled, “8 Secrets For Saving Thousands When Buying Your Next Home.” This guide will save you time and money even if you’re not planning to buy soon.
Do you have a real estate question you want answered? Feel free to call me at (661) 829-0367. Perhaps I'll feaure your question in my next issue!
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